“There is no such thing as overnight success or easy money. If you fail, do not be discouraged; try again. When you do well, do not change your ways. Success is not just good luck: It is a combination of hard work, good credit standing, opportunity, readiness, and timing. Success will not last if you do not take care of it.”
-- Henry Sy Sr. Founder of SM Investments.
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What are you gonna do when payday ?
So here are the 10 payday tips for a healthy personal finance management:
1. Pay yourself first
2. Pay your bills on time
3. Pay off your debts
4. Allocate for emergency funds
5. Allocate for health / life insurance
6. Allocate for 'fun' funds
7. Avoid impulse buying
8. Follow your budget plan
9. Withdraw only what you need
10. Invest in yourself
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